With the up wording rise of the medical expenses in our country year after year, it is mandatory to have a medical security for your near and dear ones. Health insurance essentially reimburses you for a large portion of your health care costs when they arise, making the care more affordable to you. By estimating the risk of health care and health system expenses over the risk pool, An insurance company will develop a routine finance structure, like a monthly premium or payroll tax, to produce the money to get hold of the health care advantages as per the insurance agreement or in a simpler terms you are duly covered from any unprecedented and un-foreseen expenses which might arouse because of the element of risk and uncertainty. Above all actually you can’t avoid it now with the surmounting threats of Pollution, contamination and other health hazards which exist in our ecosystem.